The Wealth Wizard

1Registration & Payment

• Full payment is required to secure your child's place in a program unless otherwise stated.
• Registrations are confirmed only after payment has been received.
• Program spaces are limited and are allocated on a first-paid, first-served basis.
• We reserve the right to close registrations once a class reaches capacity.
• Registration is considered complete once payment has been received and confirmed.

2Cancellations, Refunds & Transfers

Parent Cancellation

Because each program requires advance planning, venue reservations, staffing, curriculum preparation, printed materials, classroom resources, and supplies, the following cancellation policy applies:

More than 14 days before the program — A refund may be requested; however, due to the reservation of your child's place and the preparation required for the program, only 50% of the total amount paid will be refunded. The remaining balance will be refunded using the original payment method whenever possible.

14 days or less before the program — No refunds will be provided.

Failure to attend a program, arriving late, leaving early, or choosing not to participate does not entitle a participant to a refund, partial refund, or program credit. In exceptional circumstances, and at the sole discretion of The Wealth Wizard, a program credit may be offered instead of a refund.

Program Credits

If a program credit is approved:

• Credits may only be used toward a future The Wealth Wizard program.
• Credits are non-transferable and may only be used by the originally registered participant.
• Credits cannot be exchanged for cash, refunded, sold, gifted, or transferred to another person.
• Credits cannot be applied toward books, merchandise, private lessons, events, memberships, or any other products or services unless otherwise agreed to in writing.
• Program credits have no cash value.

Changes to Multi-Day Programs

If a participant chooses to reduce the number of program days after registration, no refund will be issued for the cancelled days, as places, staffing, venue space, and materials are reserved and prepared based on each registration.

Program Cancellation by The Wealth Wizard

If The Wealth Wizard cancels a program due to unforeseen circumstances, participants will be offered either a full refund, or a transfer to another available program.

3Missed Classes

If your child misses a class because of illness or another excusable reason, we'll provide an e-course version of that day's lesson so they can catch up on what they missed in class.

Please let us know as soon as you can. If you notify us in advance, you may also be able to reschedule or receive a credit. See our refund policy for details.

4Arrival & Punctuality

Participants are expected to arrive on time. Registration generally opens approximately 10–15 minutes before class begins.

Late arrivals disrupt the learning experience for both the teacher and other students. Students arriving significantly late may miss important instructions or activities and may not receive additional teaching time to compensate.

5Attendance

Students are expected to attend all scheduled sessions. Repeated absences may impact learning outcomes and participation in group activities.

Certificates of completion are awarded to students who participate appropriately throughout the program.

6Classroom Expectations

Every participant is expected to:

• Treat teachers, assistants, volunteers, parents, and fellow students with kindness and respect.
• Listen when others are speaking.
• Participate positively in activities.
• Follow classroom instructions.
• Respect classroom equipment and materials.
• Use appropriate language at all times.
• Help create a welcoming and supportive learning environment.

Learning is most effective when everyone feels safe, respected, and included.

7Safe Learning Environment

The Wealth Wizard is committed to providing a safe, positive, inclusive, and supportive learning environment for every participant.

We strive to ensure every child and teenager feels comfortable asking questions, sharing ideas, making mistakes, and learning without fear of embarrassment, intimidation, or discrimination. Every participant deserves to feel physically and emotionally safe while attending our programs.

8Bullying & Harassment Policy

The Wealth Wizard maintains a zero-tolerance policy toward bullying, harassment, intimidation, or any behaviour that negatively impacts another participant's learning experience. This includes, but is not limited to:

• Physical aggression
• Pushing, hitting, kicking, or rough play
• Teasing or repeated negative comments
• Name-calling
• Excluding others intentionally
• Threatening behaviour
• Verbal abuse
• Cyberbullying during program activities
• Any behaviour intended to embarrass, intimidate, or harm another participant

Any participant who repeatedly engages in bullying or disruptive behaviour may:

• Receive a verbal warning.
• Be removed from an activity.
• Require a meeting with their parent or guardian.
• Be removed from the program without refund if the behaviour continues or is considered serious.

Protecting the emotional and physical well-being of every participant will always take priority over allowing disruptive behaviour to continue.

9Respect for Teachers & Staff

At The Wealth Wizard, we are committed to providing a safe, positive, and respectful learning environment for our students, families, and team members.

Students are expected to:

• Follow all reasonable instructions from teachers and staff.
• Speak respectfully at all times.
• Avoid interrupting lessons or disrupting activities.
• Cooperate and participate appropriately during class.

Parents and guardians are also expected to treat all teachers, assistants, administrators, and staff with courtesy and respect. We do not tolerate behavior that includes, but is not limited to:

• Bullying, intimidation, or harassment.
• Verbal abuse, yelling, or aggressive language.
• Threats, personal attacks, or disrespectful communication.
• Pressuring or attempting to intimidate staff into making exceptions to policies.
• Repeated hostile, abusive, or disruptive behavior toward any member of our team.

We welcome respectful questions, feedback, and discussions. However, all communication must remain professional and courteous.

Repeated or serious disrespect toward teachers, staff, or other participants may result in the student being removed from the program without refund, or, where appropriate, future registrations may be declined. We reserve the right to end any communication or business relationship with individuals who engage in abusive or inappropriate behavior toward our team.

10Physical Contact & Personal Boundaries

Students must keep their hands to themselves at all times. Rough play, wrestling, pushing, grabbing, or any unwanted physical contact is not permitted. Participants are expected to respect everyone's personal space.

11Technology Policy

Unless specifically required for a program activity, mobile phones, smart watches used for messaging, tablets, and gaming devices must remain put away during class.

Technology that distracts the participant or other students may be temporarily collected and returned at the end of the session or directly to a parent or guardian.

Our programs are intentionally designed to encourage face-to-face interaction, teamwork, creativity, communication, and active participation.

12Food & Allergies

Parents or guardians must notify us of any allergies, medical conditions, dietary restrictions, or food sensitivities before the program begins. While we take reasonable precautions, we cannot guarantee an allergen-free environment.

13Medical Information

Parents are responsible for informing The Wealth Wizard of any medical conditions, allergies, behavioural concerns, learning needs, or emergency medications before the program begins.

Providing this information helps us support each participant as safely as possible.

14Photography & Media

Photographs and videos may be taken during programs for educational, promotional, and marketing purposes. These images may be used on The Wealth Wizard website, social media platforms, printed promotional materials, and future program advertisements.

If you do not wish your child to appear in photographs or videos, please notify us in writing before the program begins. We will make every reasonable effort to respect your request.

15Parent Communication

Parents and guardians are welcome to contact us regarding student progress, program information, questions or concerns, and future programs. We believe open communication creates the best possible experience for every family.

16Personal Belongings

Participants are responsible for their own belongings. The Wealth Wizard is not responsible for lost, stolen, or damaged personal items. Please avoid bringing valuables unless absolutely necessary.

17Respect for Property

Participants are expected to care for classroom materials, equipment, books, games, furniture, and venue property. Parents or guardians may be held responsible for deliberate damage caused by their child.

18Right to Refuse or Remove Participants

The Wealth Wizard reserves the right to refuse admission or remove any participant whose behaviour significantly disrupts the learning environment or compromises the safety, well-being, or experience of others. Examples include, but are not limited to:

• Bullying or harassment
• Physical aggression
• Repeated refusal to follow instructions
• Persistent disruptive behaviour
• Destruction of property
• Behaviour that places others at risk

Removal from the program under these circumstances may occur without refund. Our responsibility is to provide a safe, respectful, and productive learning environment for every participant.

19Program Content

Program activities, schedules, guest speakers, lesson content, and teaching methods may occasionally change without prior notice to improve the learning experience.

20Intellectual Property

All program materials, curriculum, books, presentations, worksheets, games, activities, videos, and teaching resources remain the intellectual property of The Wealth Wizard. They may not be copied, reproduced, distributed, modified, shared publicly, sold, or used for commercial purposes without prior written permission from The Wealth Wizard.

21Liability

Reasonable care is taken to provide a safe learning environment. However, participation in program activities is at the participant's own risk.

The Wealth Wizard, its teachers, assistants, staff, and venue partners are not liable for injuries, accidents, illness, loss, theft, or damage to personal property except where required under applicable law.

22Agreement

By registering for a program and submitting payment, parents or guardians acknowledge that they have read, understood, and agree to these Program Policies & Terms. Payment for a program constitutes acceptance of these policies.

Parents and guardians are responsible for reviewing these policies before completing registration.